E@SECURE Insurance for Unauthorized Online Transactions
In a world where you are digitally connected all the time, you are far more vulnerable than ever to the dangers of the internet. Protect yourself and your family with E@SECURE insurance. The policy covers following risks.
- Unauthorized Online Transactions
- Identity Theft
- Optional Malware Cover
- Optional Family Cover
- Phishing & Email Spoofing
- Legal Expenses
- Damage to e-Reputation & Cyber Bullying/Harassment
Optional Cover
Family: Extend Cover to include self, spouse and dependent children ( Maximum upto 4 family members)
Protection of Digital assets from Malware
Covers Cost of restoration and recollection of digital data maximum upto 10% of limit of liability
Limit of Liability will be further sub limited as mentioned below
Sr No |
Cover |
Sub Limit |
1 |
Unauthorized Online Transactions |
100% |
2 |
Legal Protection |
100% |
3 |
Damage to E-Reputation |
25% |
4 |
Psychological counselling |
10% |
5 |
Identity Theft |
25% |
6 |
E-Extortion |
10% |
7 |
Cyber Bullying |
10% |
8 |
Phishing and Email Spoofing |
Phishing 15% Email Spoofing – 25% |
9 |
Protection of Digital Assets from Malware ( Optional ) |
10% |
PREMIUM TABLE (Inclusive of 18% GST)
Limit Sum Assured in INR |
Rs.50000 |
Rs.1 Lakh |
Rs.5 Lakh |
Rs.20 Lakh |
Rs.50 Lakh |
Premium Per Annum for Individual |
Rs.1664 |
Rs.2287 |
Rs.4158 |
Rs.7277 |
Rs.11852 |
Premium Per Annum for Individual + Family |
NA |
NA |
Rs.7277 |
Rs.11644 |
Rs.18713 |
Optional Extention – Protection of Digital Assets from Malware |
|
|
|
|
|
Per Annum Premium for Individual |
Rs.1830 |
Rs.2516 |
Rs.4575 |
Rs.8005 |
Rs.13036 |
Per Annum Premium for Individual + Family |
NA |
NA |
Rs.8005 |
Rs.12809 |
Rs.20585 |
EXCLUSIONS
- Illegal or malicious act
- Business activities of any kind including full time or part time gainful employment or any other work for pay or profit
- Prior facts and circumstances
- Failure to take reasonable precautions to protect your personal and confidential information
- Loss directly or indirectly and intentionally created by you
- Any kind of unexplained loss or mysterious disappearance
- Any loss caused by the order of any government authority
- Consequential losses of any kind or any damage by Third Party
- Any inherent product defect / wear and tear/ disputes concerning purchase price
- Loss already reimbursed by bank
- Fees and costs before the acceptance of claim
- Losses arising from theft, disappearance, loss of value or inaccessibility of cryptocurrency.
- Claim made in connection to the Outage-of-external Networks
- Claims reported after 6 months from the date of occurrence of the events covered
- Any damage or destruction to tangible property including any use thereof
- Any contractual or assumed liability
- Infrigement of any Intellectual property rights
- War & Terrorism
- Inherent product defect Or any liability relating to securities, commodities, Deriatives, foreign and federal funds, currencies, foreign exchange and the like.
- Unsolicited correspondence or communications (whether in physical or electronic form) wiretapping, audio or video recordings or telephone marketing.
The liability of insurance coverage starts only after issuance of policy documents and realization of insurance premium in full.
Interested call us on 9822664921 , we will send you online payment link for E@Secure policy issuance.