PERSONAL ACCIDENT INSURANCE SOLUTIONS

Citizens of India have great allergy to word “Insurance” that too Personal Accident Insurance is out of question. We realize its importance once we see/experience great financial consequences of someone who met with an accident but still postpone decision to buy personal accident policy.

In India every minute 150 people die due to road accident. Traffic in India and the number is ever increasing. Bad Traffic Sense, Rash Driving, Poor Road Conditions leads to severe accidents. We know this very well, we read about this everyday but the day ends and new days starts with same zeal. But we never think of buying Personal Accident Policy on our own. We buy Car Insurance because it is compulsory. But we never think of buying Personal Accident Insurance because it is NOT compulsory.

PLEASE TREAT PERSONAL ACCIDENT INSURANCE AS SELF RESPECT ALLOWANCE. This is my humble request.

Let us understand Cost and Benefits

Coverage Amount	Rs.50 Lakhs	Rs.75 Lakhs	Rs.1 Crore	Rs.1.5 Crore	Rs.2 Crore
Annual Premium	Rs.6516/-	Rs.9672/-	Rs.12651/-	Rs.21228/-	Rs.27997/-
Accidental Benefit	Rs.50 Lakhs	Rs.75 Lakhs	Rs.1 Crore	Rs.1.5 Crore	Rs.2 Crore
Permanent Disability	Rs.50 Lakhs	Rs.75 Lakhs	Rs.1 Crore	Rs.1.5 Crore	Rs.2 Crore
Temporary Total Disability Upto 104 weeks	Rs.15000/- per week	Rs.15000/- per week	Rs.20000/- per week	Rs.30000/- per week	Rs.40000/- per week
Accidental Hospitalization	Rs.1 Lakh	Rs.1 Lakh	Rs.1 Lakh	Rs.1 Lakh	Rs.1 Lakh
Ambulance Charges	Rs.2000/-	Rs.2000/-	Rs.2000/-	Rs.2000/-	Rs.2000/-
Dependent Child Education Benefit	Rs.2 Lakh	Rs.2 Lakh	Rs.2 Lakh	Rs.2 Lakh	Rs.2 Lakh
Medical Insurance Indemnity	Rs.20000/-	Rs.20000/-	Rs.20000/-	Rs.20000/-	Rs.20000/-
Parental Care Benefit	Rs.50000/-	Rs.50000/-	Rs.1 Lakh	Rs.1 Lakh	Rs.1 Lakh

VERY IMPORTANT INFORMATION

It is not adequate to add Accidental Rider to your Term Life Insurance Policy/ Car Insurance Policy because benefits like Weekly benefits for Temporary Total Disability, Parental care benefit, Dependent Child Education Benefit, Medical Insurance Indemnity benefits are not payable when you opt to add rider to term life insurance policy.

If you see Personal Accident Insurance Premiums it is definitely less than your Car Insurance Premium. You are more important to your family than your car. Hope you would agree with me.

You can get Personal Accident Insurance Policy to amount equivalent to 10 Times of your Gross Annual Income shown in your ITR.

IMPORTANT EXCLUSIONS

Intentional Self Injury
Driving without License
Drunken Driving
Involvement in Criminal Activity
Adventure Sports/ Scuba Diving claims arising out this activity is for professional player is not payable.
At the time if you do not have income no claim is payable

Documents required for Personal Accident Policy

Personal details, copy of pan card, adhar card latest ITR copy and cheque.

Call Vijay 9822664921 now. Tomorrow would never come.